👋 Hey Reader,
You and your partner might be perfect together, but are your finances?
Talking about money can feel awkward, but avoiding it leads to stress—especially since 40% of long-term couples argue about finances.
The good news? Couples who talk openly about money tend to be stronger, and 82% say having a shared financial philosophy is key to a healthy relationship.
Whether you're figuring out rent, savings, or that weekend brunch budget, getting on the same page is a must. Start with an open convo, set shared goals, and find a fair way to split expenses. Need ideas? Check out the full newsletter for tips!
Sneak Peek: In the full version, we dive into how to handle financial disagreements, set shared goals, and divide responsibilities (from joint vs. separate accounts to who pays for what). Plus, we’ll explore the must-know details about prenups and why more couples are considering them. You won’t want to miss this!
Here are three simple steps to make the conversation easier and find a system that works for both of you.
1️⃣ Start the Money Talk (Without It Being Weird)
Try:
💬 “Hey, I’d love for us to plan some financial goals together—maybe a vacation fund or saving for a home. What do you think?”
💡 Use a real-life example to spark discussion.
2️⃣ Find a System That Works for Both of You
💰 Common ways to split finances:
✔ 50/50 Split – Equal contribution to expenses.
✔ Proportional Split – Each person contributes based on income.
✔ Separate but Shared – Some joint bills, but separate accounts.
No one way is “right”—just find what works for you both.
3️⃣ Keep Checking In
Money habits change! Set a regular money check-in to stay on the same page and adjust your system if needed. Make it fun by having a monthly money date night to review finances, plan trips, and set new goals together!
💍 What About Prenups?
Think prenups are just for the ultra-rich or a sign you don’t trust your partner? Think again! A 2023 survey found a 62% increase in prenups among millennials. They’re not about planning for divorce—they’re about protecting both partners, setting clear expectations, and avoiding messy financial battles later. Whether you have major assets or just want clarity, a prenup can actually strengthen your relationship by ensuring both of you feel financially secure.
Whether you're figuring out rent, savings, or that weekend brunch budget, getting on the same page is a must. Start with an open convo, set shared goals, and find a fair way to split expenses.
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Talk soon,
Lora at She's a Lot
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